Ontario EV charging cost: TOU vs ULO vs tiered
Compare Ontario household and EV electricity-line costs using the same time-window usage.
After you calculate
Compare Ontario EV charging plans
Add your household use, charging times and driving needs, then calculate to see your results.
Household and EV cost
Shown after calculationLowest combined plan
Shown after calculationTOU, ULO and tiered
Charging cost difference
Full calculation
Uses the selected rate period and the household and EV usage you enter.
Understand your estimate
How it works
Compare Ontario electricity plans for your household and electric vehicle together. Start with household use that excludes the EV. The calculator then adds the same charging demand to each plan, so a low charging price does not hide a higher cost for the rest of the home.
Enter household kWh in the eight time windows shown, or use supported dated meter records. Keep the period, local time zone and season consistent. Each household kWh should appear once. Do not include existing EV charging in the household amounts if you are adding it again here.
For a manual estimate, add annual driving, vehicle energy use and charging losses. Choose one charging window or split charging across the listed windows. The split describes when you expect to charge; it does not schedule your charger. An imported file instead uses the separately metered EV charging in its ev_kWh column.
Check a file before relying on an imported comparison. The upload needs the supported columns, units and a complete supported calendar month. Use the meter service time zone and the first-tier allowance confirmed for those dates. For manual totals, use the displayed season and the same monthly household use for every plan. Enter zero explicitly in windows with no use.
A few good questions
Before youget started.
Understand this calculator, the figures to enter and the limits of your estimate.
Sources
- Ontario Energy Board: regulated electricity pricesChecked on October 13, 2026
- Ontario Energy Board: RPP price report November 2025 to October 2026Checked on October 13, 2026
- Ontario Energy Board: weekend and holiday pricingChecked on October 13, 2026
- Ontario Energy Board: electricity line and delivery chargesChecked on October 13, 2026
- OEB: accessing customer meter dataChecked on October 13, 2026
- Last checked
- October 13, 2026
- Rates as of
- November 1, 2025
EnergySums
Ontario EV charging cost: TOU vs ULO vs tiered
Canada · How it works
- Guide updated
- October 13, 2026
- Rates as of
- November 1, 2025
| Item | Value |
|---|---|
| Guide updated | October 13, 2026 |
| Rates as of | November 1, 2025 |
How it works
Compare Ontario electricity plans for your household and electric vehicle together. Start with household use that excludes the EV. The calculator then adds the same charging demand to each plan, so a low charging price does not hide a higher cost for the rest of the home.
Enter household kWh in the eight time windows shown, or use supported dated meter records. Keep the period, local time zone and season consistent. Each household kWh should appear once. Do not include existing EV charging in the household amounts if you are adding it again here.
For a manual estimate, add annual driving, vehicle energy use and charging losses. Choose one charging window or split charging across the listed windows. The split describes when you expect to charge; it does not schedule your charger. An imported file instead uses the separately metered EV charging in its ev_kWh column.
Check a file before relying on an imported comparison. The upload needs the supported columns, units and a complete supported calendar month. Use the meter service time zone and the first-tier allowance confirmed for those dates. For manual totals, use the displayed season and the same monthly household use for every plan. Enter zero explicitly in windows with no use.
Formula
Monthly EV energy = annual km × kWh/100 km ÷ 100 ÷ (1 − charging losses) ÷ 12. Allocate it to the entered price windows. TOU and ULO use the same eight household windows. Tiered charging is tiered(household + EV) minus tiered(household), rather than treating EV energy as a new first block. Compare both incremental charging and whole-house cost.
Compare both result totals. The extra charging cost is the difference made by adding the EV. The combined household result includes the home and charging together. The plan with the lowest extra charging cost may not have the lowest combined cost.
Worked example
These illustrative inputs are separate from your saved answers. Prices, use and performance are held constant for this worked scenario; they are not personal defaults.
This worked example uses the dated OEB snapshot shown in its rate inputs.
Inputs used in this worked example.
- Usage source
- My entered figures
- Electricity price source
- Published OEB snapshot
- Representative billing season
- May to October
- Every day 23:00 to 07:00 household use
- 200 kWh / month
- Weekend/holiday 07:00 to 23:00 household use
- 150 kWh / month
- Weekday 07:00 to 11:00 household use
- 80 kWh / month
- Weekday 11:00 to 16:00 household use
- 90 kWh / month
- Weekday 16:00 to 17:00 household use
- 20 kWh / month
- Weekday 17:00 to 19:00 household use
- 70 kWh / month
- Weekday 19:00 to 21:00 household use
- 50 kWh / month
- Weekday 21:00 to 23:00 household use
- 40 kWh / month
- Annual driving
- 15000 km / year
- Vehicle efficiency
- 18 kWh / 100 km
- Charging losses
- 10 %
- Charging schedule
- One price window
- Charging window
- Every day 23:00 to 07:00
- Plan rate basis
- 2025-11-01 to 2026-10-31; OEB snapshot checked 2026-10-13
- TOU prices
- 9.8 off / 15.7 mid / 20.3 on c/kWh
- ULO prices
- 3.9 overnight / 9.8 weekend / 15.7 mid / 39.1 on c/kWh
- Tiered prices
- 12 first / 14.2 second c/kWh; 600 kWh monthly threshold
- Price conversion
- 100 pence or cents per currency unit
| Item | Value |
|---|---|
| Usage source | My entered figures |
| Electricity price source | Published OEB snapshot |
| Representative billing season | May to October |
| Every day 23:00 to 07:00 household use | 200 kWh / month |
| Weekend/holiday 07:00 to 23:00 household use | 150 kWh / month |
| Weekday 07:00 to 11:00 household use | 80 kWh / month |
| Weekday 11:00 to 16:00 household use | 90 kWh / month |
| Weekday 16:00 to 17:00 household use | 20 kWh / month |
| Weekday 17:00 to 19:00 household use | 70 kWh / month |
| Weekday 19:00 to 21:00 household use | 50 kWh / month |
| Weekday 21:00 to 23:00 household use | 40 kWh / month |
| Annual driving | 15000 km / year |
| Vehicle efficiency | 18 kWh / 100 km |
| Charging losses | 10 % |
| Charging schedule | One price window |
| Charging window | Every day 23:00 to 07:00 |
| Plan rate basis | 2025-11-01 to 2026-10-31; OEB snapshot checked 2026-10-13 |
| TOU prices | 9.8 off / 15.7 mid / 20.3 on c/kWh |
| ULO prices | 3.9 overnight / 9.8 weekend / 15.7 mid / 39.1 on c/kWh |
| Tiered prices | 12 first / 14.2 second c/kWh; 600 kWh monthly threshold |
| Price conversion | 100 pence or cents per currency unit |
- Lowest household + EV / month
- $113.50
- Lowest combined plan
- TOU
| Item | Value |
|---|---|
| Lowest household + EV / month | $113.50 |
| Lowest combined plan | TOU |
- Metered annual charging
- (15,000 km ÷ 100 km) × 18 kWh ÷ (1 − (10 ÷ 100))= 3,000 kWh
- Marginal tiered charging
- 121.7 CAD household + EV tiered bill − 86.2 CAD household-only tiered bill= $35.50The added 250 kWh of EV charging fills the remaining first-tier allowance, then uses the second tier. The EV does not receive a new allowance.
| Calculation | Formula with saved values | Result |
|---|---|---|
| Metered annual charging | (15,000 km ÷ 100 km) × 18 kWh ÷ (1 − (10 ÷ 100)) | 3,000 kWh |
| Marginal tiered charging | 121.7 CAD household + EV tiered bill − 86.2 CAD household-only tiered billThe added 250 kWh of EV charging fills the remaining first-tier allowance, then uses the second tier. The EV does not receive a new allowance. | $35.50 |
Assumptions and limits
Household use excludes the EV. Cheapest charging alone can differ from the cheapest combined household plan. Published rate period is fixed; exact calendar billing needs interval data.
Imported records are processed on your device. The saved estimate retains source metadata and validated totals. Unknown dates, missing intervals, unsupported formats or units stop the import; missing data is never filled in.
Use the charging-loss field only for losses that are not already included in your vehicle energy figure. Check the source of that figure before adding losses. Annual driving is spread over twelve months; actual monthly travel can vary.
Check the utility-confirmed first-tier allowance for the month. Household use can already fill part or all of that block before the EV is added. Money is rounded for display, while the calculation keeps unrounded values.
Country rules
The Ontario comparison covers the Electricity line and Global Adjustment. It excludes delivery, regulatory charges, tax and rebates, so it is not a complete bill forecast. Published prices have a stated period and checked date.
Use personal prices that match the billing month when the stored prices do not fit your scenario. Follow the local time windows shown for TOU and ULO. TOU means time-of-use pricing; ULO is the ultra-low overnight plan. Your utility can confirm the relevant allowance and plan details.
When to ask a professional
Use a qualified local electrician for home charging equipment. The calculator does not check your home supply, wiring, charger rating or safe installation.
Ask your utility or an energy adviser to review unclear bill periods, time windows or tier allowances. Bring your meter records, current tariff and charging plan. Keep the saved inputs so they can see exactly what the comparison assumes.
Questions and answers
| Question | Answer |
|---|---|
| Where do I get the input figures? | Use the actual electricity/fuel bill, smart-meter or inverter record, installer assessment/quote or manufacturer technical sheet. The help explains the units and boundaries; do not guess an unavailable coefficient. |
| What does the calculation include? | Monthly EV energy = annual km x kWh/100 km / 100 / (1 - charging losses) / 12. Allocate it to the entered price windows. TOU and ULO use the same eight household windows. Tiered charging is tiered(household + EV) minus tiered(household), rather than treating EV energy as a new first block. Compare both incremental charging and whole-house cost. |
| Is this a prediction or an assessment? | It calculates the entered scenario. Household use excludes the EV. Cheapest charging alone can differ from the cheapest combined household plan. Published rate period is fixed; exact calendar billing needs interval data. |
| How are missing figures handled? | Complete the required fields using your bill, equipment records or an installer assessment. Enter 0 only where a quantity is zero or a cost does not apply. |
Sources
| Source | Checked | Reference URL |
|---|---|---|
| Ontario Energy Board: regulated electricity prices | October 13, 2026 | https://oeb.ca/consumer-information-and-protection/electricity-rates |
| Ontario Energy Board: RPP price report November 2025 to October 2026 | October 13, 2026 | https://oeb.ca/sites/default/files/rpp-price-report-20251017.pdf |
| Ontario Energy Board: weekend and holiday pricing | October 13, 2026 | https://www.oeb.ca/consumer-information-and-protection/electricity-rates/holiday-schedule-time-use-and-ultra-low |
| Ontario Energy Board: electricity line and delivery charges | October 13, 2026 | https://oeb.ca/consumer-information-and-protection/electricity-rates/understanding-your-electricity-bill |
| OEB: accessing customer meter data | October 13, 2026 | https://oeb.ca/consumer-information-and-protection/green-button |